New Jersey Chapter 7 case in which the client has opted for “pay and retain”. The lender is Nissan Motor. They accepted the two payments due since filing but have ceased sending statements. We had the 341 yesterday and to date have heard nothing from the lender. Lenders routinely stop with the statements. They claim they will not re-start until they get a reaf. We decline to reaf and just make payments. Normally the statements start again once the bank realizes we are seriously not going to reaffirm.
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